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RAC Warranty

Come Visit Us!

AND DRIVE AWAY WITH YOUR NEW VEHICLE!

info@hclcarsales.co.uk

Office 3, 113-115 Oyster Lane,

Byfleet, Surrey, KT14 7JZ

Tel: 07447 287145

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Company number: 15188228. Registered in England and Wales. Registered office address: Office 3 Brooklands House, 113-115 Oyster Lane, Byfleet, KT14 7JZ. VAT No.: 452 7496 67.

HCL Car Sales Ltd are a credit broker and not a lender. We are authorised and regulated by the Financial Conduct Authority (FCA). Our firm's reference number is 1014962. You can verify this on the FCA's Register by visiting the FCA's website: http://www.fca.org.uk/register or by contacting them on 0800 111 6768.

We are a credit broker and not a lender. We are not an independent financial advisor. We do not source from the whole market but work with a diverse panel or carefully selected third-party lenders to whom we can introduce you and provide you access to a wide range of products. 

Finance is subject to status and the providers terms and conditions. We cannot guarantee that you will be approved for finance.

We will explain the finance products available to you from the lenders we work with and advise on the suitability of those finance products. It will then be your own choice how you wish to proceed. 

No fee is payable by you to HCL Car Sales Ltd for our service.

We will typically be paid a commission from the lender for deals that are written (typically a percentage of the amount advanced). The amount of commission paid to us may vary according to the interest rate charged by the lender, however, we cannot change the rate of interest in order to earn more commission from a lender. Our aim is to secure finance for you at the lowest rate you are eligible for from our panel of lenders.

The FCA expects any intermediary to disclose to the customer that a commission may be payable by the owner or creditor to the intermediary, and, if the customer asks, the amount of that commission. The FCA has made it clear that "commission" means any financial consideration. If you would like us to disclose any potential commission please make your request by email to info@hclcarsales.co.uk or by telephone on 07447 287145.

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